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Dashboard PERKESO - Regulatory & Insurance Monitoring

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2,847

Total Claims

Health-related insurance claims

4,021

Risk Score

National health risk index

14

States Monitored

Active risk assessment coverage

1.4x

Risk Multiplier

Claims vs. predicted risk ratio

🗺️ State Risk Bar Chart

Health risk assessment by Malaysian states

Selangor
High Risk (8.5)
Johor
High Risk (7.8)
Penang
Medium (6.5)
Perak
Medium (5.8)
Kedah
Low Risk (4.2)
Kelantan
Low Risk (3.8)
Terengganu
Low Risk (3.5)
⚠️ High Risk Alert: Selangor and Johor require immediate attention - 23% above national average

📋 Claims vs Risk Correlation

Insurance claims plotted against predicted risk levels

Jan → Dec 2024
● Claims: 2,847
● Risk Predicted: 4,021
Q1 2024
Claims: 612
↘ -8%
Q2 2024
Claims: 735
↗ +12%
Q3 2024
Claims: 689
↘ -6%
Q4 2024
Claims: 811
↗ +18%
📊 Analysis: Q4 spike correlates with increased urbanization health risks in high-density areas

🏭 Industry Risk Analysis

Health risk factors by industry sector

4.8
Construction
3.9
Manufacturing
3.2
Agriculture
2.5
Services
1.9
Finance
1.1
IT/Tech
Highest Risk
Construction (4.8)
Physical injury, respiratory
Fastest Growing
Manufacturing (+15%)
Automation stress factors
Lowest Risk
IT/Tech (1.1)
Sedentary lifestyle concerns

⚖️ Regulatory Insights

Policy recommendations and compliance monitoring

📈 Key Trends (2024)

  • Mental Health Claims: +34% increase (pandemic aftereffects)
  • Cardiovascular Issues: +12% in urban areas
  • Workplace Injuries: -8% (improved safety protocols)
  • Preventive Care Usage: +45% (MyPulse.AI impact)

🎯 Policy Recommendations

1. Mental Health Initiative: Expand coverage for mental health services in high-risk states
2. Industry-Specific Programs: Mandatory health screenings for construction workers
3. Urban Health Focus: Targeted interventions in Selangor and Johor

💰 Financial Impact Assessment

Cost Savings
RM 12.5M
Early intervention
ROI
3.2x
Prevention programs
Projected Savings
RM 28M
Next 3 years

📊 Data Sources & Methodology

MyPulse.AI aggregates health data from 500+ employers across Malaysia, providing real-time insights for evidence-based policy making. All data is anonymized and complies with Malaysian healthcare regulations.

Data Points
2.3M health records
Processed monthly
Coverage
78% workforce
PERKESO contributors
Update Frequency
Real-time
24/7 monitoring
Accuracy
94.7%
Prediction models